Ghana Union Midlands [GUM], the regional umbrella body for Ghanaian groups in the Midlands region has set up a Bereavement Scheme for groups affiliated with the regional umbrella body to benefit their individual members and families. Our union [GUGB] is affiliated with GUM as a group member of the regional umbrella body. This allows GUGB individual members to benefit from the bereavement scheme. The information below tells you what the scheme is all about and how it works. If you are interested to join the scheme, please download and complete the application form.